Turn Your Future Sales into the Funds You Need


Credit lines up to


Rates as low as

24Hrs. or Less

Approvals as fast as


Turn Your Future Sales into the Funds You Need

You can turn your future sales into the financing you need right now to run your business. With a merchant cash advance, Fundamental Capital will give you cash up front, which you repay with a fixed daily or weekly payment.

A merchant cash advance is a quick, easy way for you to get financing without having to promise collateral or a personal guarantee. Your cash advance can be used for anything, including working capital, inventory purchases, debt payments and more.

Reverse consolidation program

Fundamental Capital is proud to be an industry leader in reverse consolidation. By taking advantage of our reverse consolidation program, you can potentially lower your current daily or weekly payments by as much as 30-40%.

On a weekly basis, we will deposit enough cash into your account to cover the daily or weekly payments of your existing cash advances or loans. This enables you to have the cash you need to keep your business running. To approve your business for this program, we’ll look at your previous payment history and business health rather than your credit score.

The difference between holdback percentage and interest rate

The fixed percentage of daily sales that will be applied to your cash advance is known as the “holdback amount.” There’s a difference between that holdback amount percentage and the interest rate you will be charged for your merchant cash advance. The interest rate you’ll pay for your advance, also known as a factor rate, is the percentage charged to your principal, when the advance is originated. Want to learn more? If you believe that a merchant cash advance may be helpful to your business, we welcome the opportunity to discuss it with you.

Ready to get a small business line of credit?

Minimum qualifications:

  • 6+ months in business
  • $100,000 in annual revenue

What you’ll need to provide:

  • Basic information about you and your business
  • Basic information about your invoices
  • Bank connection or 3 months of your most recent bank statements

“Got my passion to a successful business! Thank You Fundamental Capital.”

Edward Hanson | My Own Coffee Shop

Funding Solutions Tailored to Your Business Needs

Decision in minutes—applying will not impact your personal credit score

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